Lots of people now use their phones to pay for things. This is Invisible Magic Money and is therefore a Spiritual Matter.

If money was sinful, then Invisible Magic Money must be even more sinful. Fraudsters are using Crypto currencies, which nobody understands but are incredibly valuable, to defraud people. So that must be even more sinful still. Invisible sinfulness is completely out of control.

https://mega.nz/file/Uj0WmaTL#kQDEiiNIzHKxnw8LEpeREYzaCy2UwAwZJWgWjcG4NFI